![]() There is no limit to how many miles you can earn, nor will they expire as long as your account is open. With the Capital One Venture Rewards Credit Card, you earn two miles per dollar spent on all eligible purchases. When you’re home and buying groceries or filling up the tank, those purchases can get you closer to your next vacation. ![]() This benefits people who like to travel, but aren’t necessarily constantly on the road. You don’t have to be constantly spending on travel to earn miles and rewards. This means that your everyday purchases will reward you. That said, if you do meet the qualifications, you stand to benefit from this card if you like to travel.Īll eligible purchases will earn you two miles per dollar spent. So if you do not have excellent credit, you probably won’t be eligible for Venture Rewards. Who it Benefitsįirst off, Capital One stresses that you must have excellent credit to apply for the Venture Rewards Credit Card. In case of fraud, you won’t ever be liable for those charges. Security measures - With account alerts, you can be notified immediately about any suspicious account activity. Visa Signature benefits - These include complimentary travel upgrades and savings when relaxing at hotels, resorts and spas, 24/7 concierge service, shopping discounts and more.Įasy account management - Capital One makes it easier for you to manage your account and your money through account alerts, letting you choose your own due date, autopay and 24/7 customer service. Travel accident insurance - In case an accident should befall you or your family, you get automatic coverage at no extra charge as long as you used your Capital One card to pay for your travel plans.Įxtended warranties - Capital One will extend warranties on your eligible purchases made on your Capital One card. No penalty APR - Capital One won’t hit you with higher rates should you forget about payment.Īuto rental collision protection - When you pay for a rental vehicle with your Capital One card, Capital One can cover you for damage and theft of the vehicle.Ģ4-hour travel assistance - If you’re traveling and your credit card is lost or stolen, Capital One can provide you with an emergency replacement card and a cash advance. Whether you’re making travel plans through a foreign website or using your card at a European supermarket, you won’t have to worry about an extra charge from Capital One. No foreign transaction fees - This feature always comes in handy with a travel card like Venture Rewards. You will still be charged a fee of up to $40, however, for late payment. Cash advances will also cost a fee of either $10 or 3% of the transaction amount, whichever is greater. The APR for cash advances is 25.49% Variable, but will vary with the Prime Rate. Your Capital One Venture Rewards Credit Card purchases and transfers carry an APR of either 17.49% - 25.49% Variable, based on your creditworthiness and the Prime Rate. You can also enable autopay and account alerts so you never miss a payment or notification. For one, you can choose your own monthly due date and payment method. Capital One further provides protections when it comes to account security and convenience. These include, but are not limited to, travel upgrades, auto rental insurance, extended warranties and no foreign transaction fees. The Capital One Venture Rewards Credit Card comes with an annual fee of $95, which is relatively low considering all the perks the card carries. You can find out about the rates of redemption for those rewards once you have a Capital One account. You can use your miles toward cash back in statement credit or a check, gift cards and more. While you can redeem your miles for other rewards, the return isn’t as great. Already made travel plans on a different travel website? As long as you made your purchase with your Capital One Venture Rewards Credit Card, you can use Capital One’s Purchase Eraser to redeem your miles for an account credit for the full or partial cost of your travel purchase. ![]() You can use your earned miles to book flights, hotels or car rentals through Capital One's Rewards Center. This is because when redeemed for travel rewards, every 100 miles equals $1. Then once you've easily earned enough miles, they are best redeemed toward travel purchases. Your rewards won't ever expire as long as your account remains open. ![]() You will receive a one-time early spend bonus of 75,000 miles for spending $4,000 in purchases within your first three months of owning the card. This means any travel purchases or any groceries you buy will earn double miles. The card earns unlimited double miles per dollar spent on all eligible purchases. A Simple Travel Rewards Card for the Average TravelerĬapital One Venture Rewards Credit Card is designed to make booking travel plans a little bit easier. ![]()
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